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Call Lady Justice Today @
(904) 586-7956


Tired of harassing and endless telephone calls from creditors
Bankruptcy can be a new financial start for you.  A do over of your credit report

Bankruptcy is a legal process which allows a person or a business (a "Debtor")
who owes more money than he or she can currently repay
                                Duval Federal Courthouse
Chapter 7                                                       
No repayment                                                    
Chapter 11
  • Repayment

  • Chapter 13 
*Discharged - Your entire debts are forgiven 
*Dismissed   - Your case was not approved for discharged
​​After a Debtor iled a case (i.e., "Petition"), creditors must stop all collection efforts against the debtor throughout the bankrupcy proceeding.  This protection from collection efforts is referred to as an "Automatic Stay." When the case is discharged the debts are forgiven.